iA Financial Group Thomas Joly · Ottawa
Free · 15 minutes · no obligation
Find out what your mortgage protection would actually cost
Pick a time that works. Or just call or text me.
Book a free 15-minute meeting Call or text 819-712-8815

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An example

What it costs to protect a $600,000 mortgage

Most homeowners guess three or four times too high. Here is what it actually runs.

Age
$30.24
per month
$600,000 · 20-year term · decreasing coverage
Your mortgage isn't $600,000. Nobody's is, exactly. This is one example so you have a real number to work from. On the call we run yours — your balance, your age, your term, what you already have.

Illustrative only. Male non-smoker, standard health, as of August 2026, includes policy fee. Your cost depends on your age, health, coverage amount and term. Subject to underwriting approval.

You may already have mortgage insurance

A lot of homeowners signed up for coverage at the bank when they got the mortgage, and haven't looked at it since. Some have coverage through work on top of that.

That's worth knowing before you buy anything else. The check is about what you already have, how it's set up, who it pays, and whether it still matches what you owe.

What we go through in 15 minutes

Either your coverage is right, or I'll help you find better.
Book a free 15-minute meeting Or call or text 819-712-8815
Thomas Joly
Thomas Joly
Financial Security Advisor
iA Financial Group · Ottawa
Service disponible en français

Thomas Joly is a licensed financial security advisor representing iA Financial Group in Ontario. Insurance products are issued by Industrial Alliance Insurance and Financial Services Inc.